I was all for Cobra and crap when I was thinking about getting one, but then I looked at the prices and thought about what I was going to be using it for. I'm not out trying to talk to people miles away, nor operate a rescue mission or anything like that. Its simply just communication between my truck and my friends trucks. I didn't need to spend that much money on that.
Ultimately it all depends on how into it you want to get. But like I said, I'm talking to people who are usually in the same campground as me, or about a vehicle away, so thats all I need out of it. If I needed something else with more range, I might get a nicer unit or something, but mine has always worked as well as I want it to, and then some. Hell, I can sit in my driveway and talk to my girlfriend when she runs to the store with ours. Granted, the store is only a few blocks away, but thats more distance than I ever thought I would use them at. I also know I can sit in the main parking area in Reiter and talk to people up on the Isabel trail.
The SWR meter is a meter that you connect inline between the radio and the antenna and you use it to match the antenna to the radio.
~T.J.