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I have and there isn't a spot for 4X4.His system will work if you use it to a "T"His system will also work if you just listen and become more aware of the money that leaks out the cracks every month.The envelope system is a great way to understand a buget and just how hard it is to keep one.Just have a spot in the buget for wheeling. And if you are married have a spot for Shoes,Purses, or whatever the hell it is they buy.Do I use his system now? HELL NO.But it made me more aware and my bills are going down instead of up.
I have and there isn't a spot for 4X4.
His system will work if you use it to a "T"
His system will also work if you just listen and become more aware of the money that leaks out the cracks every month.
The envelope system is a great way to understand a buget and just how hard it is to keep one.
Just have a spot in the buget for wheeling. And if you are married have a spot for Shoes,Purses, or whatever the hell it is they buy.
Do I use his system now? HELL NO.
But it made me more aware and my bills are going down instead of up.
