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I can understand in a business situation, but for my personal finances you can not give me a good reason to have a credit score. Once I have the house paid for, I will be putting around $4000 a month in the bank probably more with raises. What could I not pay cash for that I want. This is the principle Ramsey teaches. Pay cash for everything and do not use credit. He said he has not had a credit score in ~10 years. I would love to get to this point. He also says, usually when you pay cash for big purchases, you can get a better deal (which I believe).
