It's more than just raising some extra change to keep the park going. I can get cheaper insurance, but it is simply a trip and fall insurance policy. It would not protect me or my family, and not much protection for the park. A waiver signed at the gate is simply that. Most people don't even sign a legable name to the form. In the event that a person got severely injured or killed due to their own actions or someone Else's, an insurance company will begin picking every safety aspect of the park operation apart looking for a way to void your policy. The money you pay them, they pay lawyers to defend a hefty payout. It will work against the business owner everytime unless they have complied to the lastest safety audit. Our audit calls for safety barriers between the spectators and participants, Perimiter fencing, eye wash and first aid stand at check in, a full time CPR certified staff member everytime the gates are open. Permanent mounted fire extinguishers in every rig entering the park. Safety belts/ rollover protection structures, High visibility signage for all trails and a few other requirements requiring set dates and times for event, including no wheeling before 30 minutes after day light and 30 minutes before dusk.
I have spent the last three months back and forth between attorneys and Insurance companies and just simply do not see it possible at this point to keep the park open to the public. I will continue to pursue this, but will not be able to allow the park to be open after Jan 10, 2012. I hate it just as bad as everyone else. I have poured a lot of time and money into this place for us all to enjoy, but I have to consider the worst case at this point. [size=10pt][size=10pt][/size][/size]