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Re: Random ThoughtsThey look at your situation.What your job history, your current job, how well you manage your money based on you having an account with them, if you're married, if you have some illnesses, ...In the end, the banker is the person that approves it. So it pays to have a good relationship with them and not bounce from bank to banks.CCs exist, but they are way less popular than here. And since it doesn't do you any benefit over a debit card, people that use a credit card are either businesses (makes sense) or people that are already on a slipery slope of bad spending habits...
Re: Random Thoughts
They look at your situation.
What your job history, your current job, how well you manage your money based on you having an account with them, if you're married, if you have some illnesses, ...
In the end, the banker is the person that approves it. So it pays to have a good relationship with them and not bounce from bank to banks.
CCs exist, but they are way less popular than here. And since it doesn't do you any benefit over a debit card, people that use a credit card are either businesses (makes sense) or people that are already on a slipery slope of bad spending habits...
