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if you shoot someone even if they have a gun to your kids head you can be sued. When we had to take our ccw class that's what the instructor (county sheriff) told us was three groups of people would be on the way: law, paramedics, lawyers. There's insurance policies that are specifically for if you shoot someone. They cover the legal fees and have lawyers on standby that specialize in ccw shootings. I think they were like $100 a year.