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I tried to wade through this derail. OP wants a title for loan purposes. Make sure your vehicle is gonna be worth the loan value. JohnG's solo buggy is titled as something comical, like a samurai or a tracker. He did that for insurance purposes so he could cover all liabilities if he were to get injured or injure someone while riding. I imagine the premiums on a samurai are a helluva lot less than on a custom rock buggy. Either way, it can be done.
