I say this with respect, I'd never get a loan for a bouncer, but I hate loans. If you find a way to get one consider all the cost of repairs and maintenance. Unless your buying a 100k Buggy that's ALMOST bulletproof, even then if you beating on it things will happen. Showtime 2.0 hit a tree a tore a tire off, I'm sure that was a very expensive fix, and if you buy a 30-50k buggy there will be even more weak links. Also if you plan to travel around to different states to parks you can expect to spend $$$$. I couldn't imagine paying for some of the repairs/upgrades and still be paying payments. Just my 02c, good luck man!!